Updated Budget for January

Every month I like to look over our budget and tweak it here and there to see if we can do better the next month. I guess our budget is really a cross between a budget and a spending plan, because I look back at previous months as well as look ahead at what we will be doing in the coming months. Here is our updated budget for this month:

Variable Expenses
Groceries $350
Gas $300
Medical $85
Gifts $40
Utilities $150
Car Maintenance $40
Out to Eat $50
Kids Allowance $6
Household $100

Fixed Expenses
Rent $1,600
Cell Phones $65
Cable & Internet $82.58
Life Insurance $11.36
Credit Cards $500
Savings $0
Renter's Insurance $26.67
Family Loan $25
Student Loan $241.45
Tivo $12.95

Here we go again...