I think it may be time to look a little farther ahead; dream a little bit.
I've been attempting to cut out the noise these past few days. All this silence has got me thinking.
What do I want?
I want to get out of debt, obviously.
But why?
So that I don't have to pay all that stupid money down the toilet interest and I want to be able to stay home with my boy AND hopefully someday more little rugrat(s). Right.
So, giving feet to my goals... is that an expression? it seems appropriate: I want to work 20 hours a week so that I can be home with my baby and not need childcare and feel energized enough to take care of my home and family. This goal seems WAY off in the distance but it's more attainable than the simple, "I want to stay home with my kid."
We need to cut $6800 a year out of our expenses in order for me to achieve my goal. I feel good about putting that in type. That is something I can achieve (ideally). That's something concrete. It may seem to me like it's a billion years away but paying off the car and the credit cards puts us at that goal.
Sometimes it sure does seem like it's all in vain but I AM working towards something. Financial freedom. Dreams. Family. TIME. There is a light at the end of the tunnel folks!
I was able to stay home with my kids until the youngest went to kindergarten. (She is now a senior in high school, so it was a long time ago!) It was worth all the saving and sacrifice. I missed "my" money some days. But we were in a lower tax bracket, I saved a lot of money on work clothes, quick meals, and we learned to make our own fun.
ReplyDeleteYou can do it, because you want to :)))
ReplyDeleteHonestly that is only about $650.00 a month that is doable.
ReplyDeleteThe questions are important. Writing down the answers is even better because it helps us clarify some things that we didn't even know needed clarifying.
ReplyDeleteYou'll totally do it! :)
Ieva
You're doing real great. Loads better then me. I kicked myself in the right direction this month, with minimal spending in march till may. Trying to reach the first goal in my savingsplan...
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