Little Glimmer of Hope

I generally budget 6 months out. So until yesterday I hadn't anything penned out past June. The past few months have been tight and on top of it, as I've mentioned I've been rather undisciplined. I totally strayed from the budget. Between exhaustion, that painful back injury, quickly draining the emergency fund (that I was so excited to finally have), and my husband's lack of interest in getting out of debt I threw a temper tantrum and said, "who needs to be disciplined anyway?!?!"

I would NOT recommend temper tantrums (inwardly or otherwise) as a way to deal with frustration. The results were scary. I used the overdraft alot, something I was terribly ashamed of. I used credit cards a bit, something I thought I never do again. And I started to feel that, trapped in a deep dark pit feeling again, something I've not felt for a long time.

With my financial forecast ending in June it seemed as though we were no longer making enough money to pay the bills. Yesterday I worked the budget out through October. I was very pleasantly surprised to find that temper tantrum behind me and discipline back in place n five months I should be able to pay off a credit card and replenish the emergency fund.

Lesson learned: pit stops are okay but dropping out of the game sure causes alot of avoidable headaches.

Today's lovely: Fresh baked from scratch apple pie.

You can click on my photo for the recipe link.