Sunday, April 7, 2013

Discouraged? Nope.

My average daily spending is MUCH higher than I'd like it to be. I've bought I think six "things" in about a week. That's a ton! I haven't been knocking out as many NO SPEND days as I'd like. I can't believe how tight things are financially speaking at present. I've stolen most of the money from the emergency fund to keep the checking account in the black... it's not stealing per-se. Oh, and my house is a piggysty.

I'm trying not to be too hard on myself. I went that route the first year of this blog. That type of "motivation" does not work for me. I learned that when I focus on my failures I feel like a failure and I crumble. This leaves me feeling a bit torn right now. I want to recognize that I'm not doing great with my financial plan but I also want to recognize what I am doing well. Positive reinforcement seems to be what motivates me.

On the down side my average daily spending for 2013 is: $14.79

On the up side:
I have not been purchasing coffee shop coffee. I think I've finally broke this horrible habit/ addiction.
Outside of the $12 a day budget expenses for my son are going down; he's no longer drinking formula.
I'm learning to shop less with the NO SPEND challenge and it's helping me to spend less too.
I've been bringing food to work with me pretty regularly.
We've been eating out MUCH much less.
Although my husband hasn't changed his spending habits much he does seem to be more understanding of my frugal decisions. This is a HUGE step in the right direction.
I'm up to 19 NO SPEND days this year.
I'm growing, moving forward, baby stepping my way up; I am winning!
Finish each day and be done with it. You have done what you could. Some blunders and absurdities no doubt crept in; forget them as soon as you can. Tomorrow is a new day. You shall begin it serenely and with too high a spirit to be encumbered with your old nonsense.
- Ralph Waldo Emerson


  1. Yay for each and every one of the positive things!
    This really is a process. We can't make up our minds and "just do it" perfectly. We learn all the time, and we definitely get better.
    With you for the rest of April!

  2. P.S. And how awesome is it that you can take the money from the emergency account? Great job creating that buffer. Ieva

  3. I see us using money from our emergency fund, but hey, it's still progress if we aren't using the credit card right?