I'm neurotic. No denying it. I'm not so much a worrier though. I don't worry about tragedy, sickness, accident, Murphy if you will. I stress about the dishes not being done. My mom doesn't even know how to worry and luckily a bit of that rubbed off on me.
Here's the thing I'm realizing though, and I believe a HUGE reason I've never committed to the Emergency Fund (baby step numero uno in the Dave Ramsey program) now that I have money in the bank I've this constant feeling that something is going to happen; like the car might clonk any second, or the fridge might break down, or the dog might need surgery (again). I don't worry about those types of things normally but ever since I got that first $100 in the EF I can't stop feeling tragedy coming.
So, the question is am I insane or is this semi normal? I've never had savings before. Weird, I think I may have just realized that to be fact after typing it but I've never had savings or committed to saving before and now that I've begun it feels SOOO futile.