Monday, July 20, 2015


At the stores I work in this week:
Buy one Visa gift card for $100 or more and get an instant $10 off.
There's a $5.95 activation fee at purchase (no fees there after).

I did purchase a $100 Visa gift card today for myself to use for buying groceries.

The cashier said to me while ringing it up, "I don't really get it, I mean, I know there's the $10 off, but how much of a deal is that really when you have to pay a $5.95 activation fee."

I then said to her, "Well I'm not saving $10 but I am still saving $4.05 and I'm going to spend the $100 anyway. If someone handed you a coupon for $4.05 for something you were already going to buy wouldn't you be pretty happy?"

She honestly looked impressed and replied, "I had not thought of it that way," like I'd come up with some brilliant mathematical calculation and suddenly just made money appear.

Will someone please tell me when $4.05 became worthless? I'm happy about the purchase/ savings.


  1. A LONG time ago!!! I know people that won't pick change (any denomination) up off the street - I just don't get that - I get very, very excited when I find a penny in a parking lot!!!! It all goes into our change jar and eventually adds up to quite a total!!! Good for you!!!

    1. I think you're right about that. The way people piddle money away on stupid little things that "everyone else is buying" just boggles my mind. To be fair, I used to too. But now it seems madness. Maybe I was a little to happy about the "free" $4.05 but yep, I really am. It seemed like a great deal to me :)

  2. If she wants to give away $4.50 I think we could find a few recipients between us.

    1. I know! I could hardly understand her questioning. I hope I wasn't rude to her, I don't think I was, but come on $4 is money! You can pretty reasonably buy a Starbucks coffee with that (which I won't) if you want to.