At the stores I work in this week:
Buy one Visa gift card for $100 or more and get an instant $10 off.
There's a $5.95 activation fee at purchase (no fees there after).
I did purchase a $100 Visa gift card today for myself to use for buying groceries.
The cashier said to me while ringing it up, "I don't really get it, I mean, I know there's the $10 off, but how much of a deal is that really when you have to pay a $5.95 activation fee."
I then said to her, "Well I'm not saving $10 but I am still saving $4.05 and I'm going to spend the $100 anyway. If someone handed you a coupon for $4.05 for something you were already going to buy wouldn't you be pretty happy?"
She honestly looked impressed and replied, "I had not thought of it that way," like I'd come up with some brilliant mathematical calculation and suddenly just made money appear.
Will someone please tell me when $4.05 became worthless? I'm happy about the purchase/ savings.