We haven't been charging. We haven't been going into overdraft. We've been paying all the bills. I haven't been buying any new things, ie; shoes, clothes, kitchen utensils, new stuff. Those are the pros to the past few weeks of laziness.
We've been eating out like crazy lazy pig people who don't know how to cook. We (I should say I since the husband's got practically nothing to do with it) haven't been paying any attention whatsoever to what we're spending. I can't remember the last time I wrote down the bank account transactions in my checkbook notebook. I feel like we've slipped back into our horrible, irresponsible, not really paying off the debt ways. So back to DAILY blogging and paying attention to every penny that I fork out. Grr... this debt thing sucks. This blog keeps me going. I NEED to write everyday!
One day at a time: Yesterday we spent $13.85. That's $1.85 ahead of the $12 a day budget this week. One day at a time. One day at a time...
I'm going to try my hardest to get up from this fall and to keep paying off the debt. Also I've been learning slowly that THEE most important thing even if you don't stick to budget, even if you do over spend, even if you collapse and can't find enough strength anywhere in your being to spend responsibly you MUST (I'm speaking to myself here) keep track and watch where the money is going and pay attention to every little detail every single day. No matter how much you're spending you'll always spend considerably less if you pay close attention to every dollar. If nothing else all I have to do is keep my eyes open!
P.S. I have a pretty decent explanation for the past few weeks of AWFUL, horrible, falling off the wagon spending but I can't explain the explanation at present (it's not any excuse just an explanation). I'm sure a very lengthy blog about "My Month of June/ July" will be coming sometime relatively soon.
It must be something about July. This month seems to always be one of the toughest to keep up with expenses and finances. I had a really bad week last week, so you aren't alone. Just know that each day is a new one and a chance to start over. Good luck!
ReplyDeleteYou will get back on the wagon. I have been where you are. I may be where you are right now!
ReplyDeleteYeah let's blame it on July. I have had an awful month with unexpected expenses. I am down right terrified!