I handed him the cash and the very basic very self explanatory budget and said, "I intend to give you one of these each week." He noticed instantly what it was and scowled a bit. He REALLY really HATES anything having to do with the finances (except spending them). Surprisingly he read through it, only let off a little grr (I think it's when he got to the part where I wrote down that he'd already spent $33 in the past two days. He never believes me when I tell him how much he's wasted), and that was that.
I started off his little budget summary with how much was in the checking account before the paycheck was deposited. Then I added and subtracted this weeks income and this weeks bills/ expenses. There are only 6 items on the list and when all is said and done the bottom of the paper shows $30 left in the bank account before the next payday. It's all right there in blue and white for him to plainly see and without me harping on him in anyway he now knows that if he spends more than his cash (and more than the $30 pocket) we will go into overdraft. The ball is in his court now. I'm not the one responsible for slicing down payments on things to cover his extra spending now. I'm not the one having watch like a hawk for overdraft now. He's fully aware and he's no excuse.
I sort of feel like I tricked him in a way. He refuses to talk about the budget. Dave Ramsey says that the budget is something that both people need to be in agreement on. Both people NEED to have a say and take part in it. But half of my people don't want to hear about it, don't want to talk about it, don't want to think about it, and tend to throw a little tantrum when it's brought up. When I handed him the VERY basic budget and the cash he willingly perused it and that was that. No discussion needed, no argument, nothing. BUT later that day he says to me, "you know I'm going to need an oil change next week, and there are several (PS3) games coming up that I'm planning on getting." I said something to the effect of, "that's fine, the oil change is officially in next weeks budget and if you write down when and how much those games are going to be I'll put them in the budget too. But I need you to let me know about them. You can't just spring it on me." He agreed and whalah, we had a little budget meeting (without him even knowing it) hehehe : )
Tiny little victory here at the $12 a day household!!! This debt will be gone. Maternity leave savings... oh yeah. A happy financially free family is in the works.