Day 155 of $12 a day. We've paid off $1992 of credit card debt this year.
Apparently I overpaid on the Chase card that I recently paid off. We just received the statement in the mail and there's a negative $90 balance on the card now. This just goes to show that when people fall in love the last thing that they're thinking about is which one of them is more financially responsible. In Dave Ramsey terms who's the nerd of this relationship. It's totally me and yet I'm awful at this entire ordeal. On the plus side I've $90 to throw at that Citibank card; we're $90 less in credit card debt than what I'd thought. Woohoo!!!
Back to spending: I paid $26.93 for groceries today. "Poverty Mentality" That's over two days worth of my budget. Granted I bought dog treats and face wash (not cheap) but my plan was to NOT blow my budget during the first few days of the week. Seriously this is really difficult.
Just found your blog and have been reading up a bit on it... $12/day is pretty awesome! We're on a tight budget too, and I'm now wondering what we average in at! lol!
ReplyDeleteI'm delurking to tell you not to give up! You're bound to turn things around. We all go through some low moments, but they won't last forever. You'll get back on track before you know it!
ReplyDeleteP.S. I've read almost all your posts and your honesty has been really inspiring to me. I'm also trying to get out of debt. My journey is just beginning and I'm really happy to have found your blog.
One more thing - could you explain why you choose to spend $12 a day? Why not set a weekly amount?