Thanks again to ALL who comment (and read this blog). It's super encouraging!!! Muchas Gracias : )
This ones from Andy:
I'm delurking to tell you not to give up! You're bound to turn things around. We all go through some low moments, but they won't last forever. You'll get back on track before you know it!The $12 a day is strictly a mental thing for me. I'd say it's a lot like baby steps. If I can try and take it one day at a time then for me it's easier then looking at the bigger picture (even if that picture is just for one week). It really is just the way I think. If I were to be a bit more broad and say, "I've got $84 to spend this week," I guarantee I'd spend $84 in the first day or two but then I'd run into little things I want or need all through out the week and I'd go WAY over my budget.
P.S. I've read almost all your posts and your honesty has been really inspiring to me. I'm also trying to get out of debt. My journey is just beginning and I'm really happy to have found your blog. One more thing - could you explain why you choose to spend $12 a day? Why not set a weekly amount?
I spent all of last year kicking the shopping habit that's almost inherent in today's culture. It took me at least 6 months to really learn the difference between need and want when it comes to stuff. Ok, I've been to a pretty impoverished country and I knew that I didn't really "need" anything but something inside of me said, "oooh, you sooo need that!" anytime there'd be a really great clearance deal or what have you. Like when your shoes get a little worn and you see a really nice new pair and all of the sudden you "need" new shoes. Yeah, no you don't. So that was last year's battle.
This year I was determined to kick the wasteful spending on food. I went into the new year thinking, "you know, I bet I could spend $10 a day on food pretty easily." It was a very intriguing thought and I started to run with it. Then I realized I'd need toilet paper, soaps, cleaning junk, obviously some new clothing (generally for work), ect; so I said I'll make it $12 a day. $10 for food, $2 for just about everything else.
So far it's been a rough road. I'd really like to have made it to a MUCH much MUCH more disciplined mark by now BUT I'm not going to complain too much. I know that I've saved a tremendous amount of money by embarking upon this challenge. I've paid way more credit card debt this year then in any year prior. I am learning and growing and I know that I will get this thing down as long as I stick to it and keep on trucking.
$12 a day is purely mental for me because I'm horribly undisciplined and unorganized (as much as I like to think I'm awesome with organization) and the little devil me perched upon my left shoulder shouts WAY louder than the little angel me standing on my right.