We've never paid off $10,000 worth of debt in a single year before. My husband and I started our lives together in 2002. For the next SEVEN years we treated credit cards like free money and we had GOOD credit so we got A LOT of free money. 2010 was the first year of our lives that the debt started to go down. I guess you could say I grew up in 2010. I was on a mission in 2010 to not buy ANYTHING except for food. I paid off $6943 in 2010.
Our highest debt payoff year was in 2011 when I started this blog. We paid off $9167 in 2011. I was still working full time then. Little Abe was just a twinkle in my eye (until later in the year when he made his surprise debut in my tummy). My husband was even less on board with the debt payoff dream then, then he is now (he's come a long way). We were learning to kick a horrible eating out habit. I was learning to kick a horrible drive thru coffee habit (Starbucks). 2011 was A LOT of growing and a lot of work!
We went further into debt in 2012 (upon welcoming the little one into the world/ unpaid maternity leave and hospital bills).
2013 sort of just made up for 2012 with a little extra paid.
I'm not sure what happened in 2014 but our debt didn't really go anywhere, we did buy a newer car and I hurt my back quite badly and spent A LOT of money at the chiropractor.
This year as of right now, September 6th with three months left we have paid off over $10,000 in total debt. I type that fully realizing that this is the very first time in my life I can say that. Our total debt is now under $120,000 (every penny we owe to anyone for anything). Many of you have been reading along and watch all my spending posts, all the "Numbers are in" posts, and see me constantly going back and forth on if I should buy this, when I should budget that in, and darn it I need dog food again. This year has felt REALLY tight financially but for this very moment it's all been worth it. We did it. We hit a milestone and as much as I'm a little in shock half in denial that we really did it I am happy. $10,000 of total debt pay off in nine months... yep, we did it!!! To put that into perspective (because I've seen other people pay that much off in just two months time) we're on track to having every single penny of my entire income for the year going to debt payoff. In other words, we are actually living off of one income. I like the way that sounds.
Spending rundown today: $8.65 on milk, juice, & hot sauce (essential for hubby).
My budget for the month is $513.62 which leaves $383.93
Average daily spending for 2015: $18.08