I like to brag about little happy money moments.
The financial institution we do most of our banking with is not my favorite bank in the world. It's a really big one. I often wonder if it knows that there are actual people banking at it's establishment or if it thinks it's just dealing with "accounts." We have so much stuff with them that it'd be a pain in the behind to switch so I've just stuck it out.
I got a letter in the mail the other day saying that this week we'd be seeing an "overdraft refund" for falsely charged fees. I have overdraft on my account but generally when we go into negative I deposit money into the account that very same day. I believe there are regulations against them charging you overdraft fees when your account is brought up to par the same day it went negative. However my bank is pro at kicking over some overdraft and charging the fee after I've already corrected the issue myself. I know that law suits have been brought against the bank before for false overdraft fees. A year or two ago I received a letter in the mail letting me know that I was eligible to join in the wronged customers already involved in the suit. Maybe I should have joined in but I'm not too keen on lawsuits and sewing people... wait, what am I talking about there aren't people involved in banking; just accounts. Oops, looks like I missed my money boat.
I received a $186 refund this week for overdraft fees. It's not enough for a lush family vacation but $186 is an awesome amount of money to get back for fees that I didn't actually ever owe. Woohoo!!! Just sharing a bit of sunshine in my life today.
Average daily spending for May: $17.24