This past week I was pretty reckless with my spending. I did not go over my budget but I did make very unwise, unplanned purchases. Except for some butter, apple juice, granola bars, coffee grounds, and a t-shirt I got for my son for 47 cents (St. Patrick's Day clearance) the $58.16 I spent this week could have been stretched so much farther if I'd planned out my purchases.
Budgeted spending and planned spending are not the same thing! You can budget $50 for the week, go to the store, grab some reasonable items, stop shopping when you've hit the $50 mark and call it good. I shopped this way forever (okay, really, I'd budget $50 and spent more like $150 but you get the idea). For some reason the $50 that you budgeted is just never enough.
Or, you can get the ad for your local grocery store, go through it, pick out items that are on sale that you can make meals out of for the week, add some things to the list that are on really good sales that you know you'll need in the future, make sure to take advantage of extra deals the store is offering (but ONLY if it's on items you need or regularly use) and I bet you the $50 budget get's you twice as much stuff.
This past week of pretty reckless spending (totally blaming this one on the flu) has shown me that I've done a really great job of "planned spending" this year. It's a good deal of extra work to plan out pretty much all of your purchases but it's SO very worth it. I have not been having a very difficult time sticking to my budget so far this year and I also have not been left feeling deprived at very many moments. I've been able to afford ice cream bars here or there, chips for my hubby, an absurd amount of Cadbury Creme eggs, a very good variety of different meats, lots of fresh fruits and veggies... we've been eating good and not breaking the bank at all. I have a feeling that most people reading this do a great job of planned spending on top of budgeted spending but I was inclined to write this post because I am just now realizing the huge impact it makes on the budget when purposed spending is the only spending (for the most part) that you do.
Average daily spending for 2015: $17.17
$53.13 left to spend in March
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