We are $11.31 over budget. There isn't any money in the future purchases envelope. I'm pretty frustrated about that but I'm having a hard enough time just sticking to the $12 a day budget. I'm finding it to be, will power wise, practically impossible to get on board a $10 a day budget. That's still the plan though.
I'm really struggling right now. We went into overdraft yesterday. There was a $30 gas charge that I had forgotten about because it didn't post to the account as pending. It just cleared (3 days later).. So far my goals are progressing VERY slowly... if that word is even applicable. I hate the financial aspect of life. I'm absolutely an adult, no question about it but all this learning self discipline combined with budgeting so strictly and stumbling so often is making me feel like a child. No wonder it's practically impossible for my husband to cut back on his spending habits. I'm thinking about this money thing practically all day every day and I'm having to fight myself tooth and nail just to almost squeak by following the rules.
It's funny I feel very strongly compelled to say, "I need a vacation!" But isn't that what got us into this mess in the first place? I mean, it seems like many of the adults in this world just want life to be a vacation, as luxurious, worry free, fun filled, and un-laborious as possible. Life just doesn't work that way.