Friday, January 31, 2014

January Numbers are in

The below list is a simple summary of all our cash outflow for January minus my husband's spending (which includes his lunches and any spending strictly for himself; ie going to a movie with a friend, picking up beer for band practice (which I don't think he did this month), ect)

Home expenses $1133.42
Vehicle expenses $796.31
Utilities $619.51
Medical $128
Credit card payments $484.40
All spending $485.41

Each of these categories has several things inside of them. For example home expenses includes the mortgage payment (and escrow), equity line payment, and the microwave I purchased this month. Vehicle expenses includes the car payment, gasoline, and car insurance. We almost spent less money this month than what was paid towards credit cards. That seems insane. I think next month I can actually put more towards credit card payments than what I spend. CRAZY!

My "things/ stuff/ non-consumable" purchases for this month comes to one whole item: the microwave. There were several things I would liked to have bought but I refrained. I really wanted to purchases a shelving unit for my son's room. Right now we don't have a home for any of the toys he got for Christmas. They just sit along the wall when we straighten up. I also wanted to buy a toy snow shovel. The shovels JUST went on clearance so I will almost certainly will be buying one soon. I don't know if anyone puts this much thought into a $3 purchase. I've been waiting for those shovels to go on clearance all month. My kiddo is crazy about shoveling but it's been too cold to even let him outdoors this winter. Hopefully there will be a few "near 30F" days and I can let him shovel our 5 feet of snow (I'm not joking, there are several areas around our home that now have 5 foot piles).

Average daily spending for January: $15.66

I'm pretty happy that I kept it under $16 a day but it was alot of work. I can't say I'm looking forward to putting an equal amount of money effort into February but I'm ready. Here goes; I'm hoping to spend $15 a day or less this upcoming month.

1 comment:

  1. Super well done for January, and I hope you get the shovel soon :)