"beans and rice. rice and beans."Translated: live within your means, under your means infact. Get out of debt.
There STILL isn't $1000 in our emergency fund. That is the first step. Step number one in the Dave Ramsey plan and I have not accomplished it yet. (Granted I didn't attempt to for a long time)
GOAL: $1000 in the EF before the end of January
REWARD: Scottish Meat Pies from Ackroyds and Bewley's Irish breakfast tea.
I like rewards. Rewards might work for me.
Two questions for the week
Do I need it?
Can I live without it?
Today's lovely: waking up before the baby and drinking some coffee while reading a book.